Turns Financing Services

Turns Financing Services has operated since 2011 as a financing partner for home improvement contractors serving the Atlanta metro area, including Marietta, Sandy Springs, Decatur, and surrounding communities. With a 4.9-star rating from 221 reviews, the company facilitates loans for homeowners seeking HVAC upgrades, roof repairs, plumbing work, and appliance installations. The financing operation runs Monday through Friday from 8 AM to 8 PM, with Saturday hours from 10 AM to 6 PM. Unlike traditional lenders, Turns specializes in no-credit-required financing designed specifically for homeowners working with contractor partners.

What distinguishes Turns from conventional financing companies is their contractor-integrated model. The platform has processed over $1 billion in loan volume across more than 5,000 contractor partnerships, offering homeowners financing options directly through their chosen contractor. There are no hidden fees and no upfront costs to access financing. This setup eliminates the traditional barrier where homeowners delay essential repairs due to qualifying challenges, allowing contractors to close more jobs while homeowners receive immediate funding for system replacements, water heater upgrades, and other critical home improvements.

Reviewers frequently mention the responsive service that turned difficult situations into solutions. RhoDonna Soto secured financing for extensive plumbing work including a water heater replacement and gas stove hookup. Annabella Gutierrez recalled that Turns came through when she thought no help would arrive. Jack Maffet noted Turns was the only financial service able to assist with his specific situation, recommending them to family and friends. These scenarios illustrate the practical role Turns plays in connecting homeowners with both funding and contractor services.